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Roger Munoz
Mortgage CoachNMLS #1234
Mortgage Amount
Mortgage Amount
$50,000
Total cost mortgage
$113,772
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$316
Mortgage Education
Expert tips and updates — all in one place.
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Self-Employed
Turned Down for a Conventional Loan? It's Not Over Yet
Turned down for a conventional loan? It's not over yet! 🏠💸 #SelfEmployed #Homebuying
Self-Employed
Turned Down for a Conventional Loan? It's Not Over Yet
Turned down for a conventional loan? It's not over yet! 🏠💸 #SelfEmployed #Homebuying
Self-Employed
Turned Down for a Conventional Loan? It's Not Over Yet
Turned down for a conventional loan? It's not over yet! 🏠💸 #SelfEmployed #Homebuying
Self-Employed
A Loan Program Every Self-Employed Borrower Needs to Know About
A loan program every self-employed borrower needs to know about! 🏠💸 #SelfEmployed #Homebuying
Self-Employed
Turned Down for a Conventional Loan? It's Not Over Yet
Turned down for a conventional loan? It's not over yet! 🏠💸 #SelfEmployed #Homebuying
First Time Homebuyer
Why Homeowners Have 40x More Net Worth Than Renters
Discover why homeowners have 40x more net worth than renters! 🏠💸 #HomeOwnership #NetWorth
First Time Homebuyer
Why Homeowners Have 40x More Net Worth Than Renters
Discover why homeowners have 40x more net worth than renters! 🏠💸 #HomeOwnership #NetWorth
Market Update
Market Update - Week 2
Market Update - Week 2
Youshoot
Economic Concerns and Investment Strategies
📈 Discover where the smart money is going amidst the economic shift! 🌟 Are rising grocery costs impacting your wallet too? 💸 Share your biggest economic concerns below! #Economy #Inflation #Investing
Youshoot
Christmas Eve Preparation: Are You Ready?
Countdown to Christmas Eve! 🎄✨ Are you all set with presents or are you embracing the Christmas Eve wrapping hustle like me? Share your holiday prep status below! #ChristmasEve #HolidayPrep #FestiveSpirit
Market Update
Market Update - Week 51
Market Update - Week 51
Youshoot
Mortgage Rates Drop Below 7% - Fed Hints at Rate Cuts
📉 Mortgage rates below 7% and Fed hinting at cuts? 🏠 Applications up 10% in a week! ⏳ Don't miss out - act quickly amidst market volatility. #MortgageRates #FedCuts #MarketVolatility
First Time Homebuyer
Is There Anything I Should Avoid So I Don't Get Turned Down for a Mortgage?
Is there anything you should avoid to increase your chances of getting approved for a mortgage? Find out here! 🏠📝 #MortgageTips #LoanApproval
5-Day Free Trial
Market Update
🚨 Mortgage Demand Just Fell Off a Cliff
The Fed slammed the door on relief yesterday.
📉 Total applications crashed 3.8%
🏡 Purchase apps plummeted 6%
💸 Refis down 1%
🏦 Powell: "Don't expect help anytime soon"
📈 Rates stuck —still killing refi demand
Still thinking, "I'll wait for the perfect moment"?
This market keeps proving…
uncertainty is the only certainty.
Purchase activity is STILL up 17% from last year.
Someone's buying while you're waiting.
👇 Comment NOW vs LATER—would you buy today?
Or save this so you don't miss the next shift.
#MortgageUpdate #HousingMarket #RealEstateTrends #InterestRates #HomeBuyingTips #FedPolicy #MortgageNews #RealEstateEconomics #MarketWatch #HomeLoans #RealEstateTikTok #MortgageCrash #HousingCrisis #BuyerUncertainty #EconomicShift
5-Day Free Trial
3 Things to Avoid After You Apply For A Loan
🚫💳 Avoid these pitfalls after applying for a loan: no large purchases, new credit cards, or closing accounts. Keep your credit strong for that dream home approval! #HomeBuyingTips #CreditSmart #MortgageReady
5-Day Free Trial
Promise of Home
🏡 Your Path to Homeownership Starts Here! 🏡
At Franklin Loan Center, we believe that everyone deserves a place to call home—and we’re here to make that happen. 💙
✅ Down payment assistance
✅ Flexible lending options
✅ First-time homebuyer programs
✅ Renovation funds & special incentives
No matter where you are on your journey, we have the tools, resources, and solutions to turn "someday" into "today."
✨ This is our Promise of Home. ✨
📲 Like, follow & share to start your homeownership journey with confidence! #PromiseOfHome #FranklinLoanCenter #HomeownershipDreams
Mortgage options made for you.
Flexible, Simple, and Smart Options
ConventionalFHAVARenovationDPAHome PlusPayment Advantage
Conventional Loan
Ideal for borrowers with good credit
No PMI required if you put down 20% or more
Low down payment options, starting at 3%
Available for primary, secondary, or investment properties
Flexible loan terms: fixed or adjustable rate
Who Qualifies?
Minimum credit score of 620Buyers able to put 3-20% downDebt-to-income ratio up to 50%